Knowledge and skills that enable navigation of and success in markets (labor, nancial) have a direct bearing on nancial security.
The ability to maximize your income depends on:
In order to save, households must have income left over after meeting basic consumption needs - such as food, housing, transportation, child care and medical care - and paying down debt. They also need the budgeting skills and financial knowledge necessary to manage their finances and credit and reduce debt.
The ability to build your assets.
Gains must be protected against loss of income or assets, extraordinary costs, and harmful or predatory external forces.
The Community Resources structure is based on Corporation for Enterprise Development (CFED) Household Financial Security Framework module.